Goldman Sachs has a team of analysts. Now so do you.
Every weekday at 7:30am ET, VeloQuant delivers a personalized morning briefing covering every holding in an advisor's book — overnight moves, SEC filings, analyst data, insider transactions, earnings, and ready-to-send client talking points. In 10 minutes, not 2 hours.
Built for independent RIAs managing $20M–$300M AUM who don't have a Bloomberg terminal — and shouldn't need one.
| Capability | What it is |
|---|---|
| ◆ Morning Briefing | Daily 7:30am AI briefing — portfolio-specific, every claim sourced. Powered by Claude with a buy-side analyst system prompt. |
| ✺ Ask Portfolio | Natural-language Q&A grounded in your real holdings, filings, news, and the latest briefing. ChatGPT-style chat, no hallucinations. |
| ✺ Holding Deep-Dive | One-click analyst memo on any position: catalysts, numbers, what-to-watch, client talking points. |
| 📨 Friday Executive Wrap | Auto-generated Friday 4:15pm ET email: the week in your book, next week's catalysts, weekend client talking points. |
| ◎ SEC Filing Alerts | Real-time EDGAR monitoring with material-impact analysis on every 8-K, 10-Q, and insider Form 4 — for every holding. |
| ✦ Client Email Drafts | AI-drafted client communications. Plain English. Never sent automatically. |
| ◉ Watchlist + Price Alerts | Threshold-based alerts (above/below/% move) with email + Slack delivery. |
| 💰 Tax-Loss Harvesting | Surfaces holdings down ≥3% with estimated tax benefit. |
| ◈ Portfolio Analytics | Allocation donut, sector breakdown, 52-week range bars, concentration risk, 30-day trend sparkline, benchmark comparison. |
| Frontend | React 18 (Vite) · React Router v6 · Source Serif Pro typography · Plausible analytics |
| Backend | Python · Flask · SQLAlchemy · APScheduler · Flask-Limiter |
| Database | PostgreSQL |
| AI | Anthropic Claude (Sonnet 4.6) |
| Market data | Polygon.io · Finnhub · FINRA · SEC EDGAR |
| SendGrid (verified sender on veloquant.net) | |
| Payments | Stripe ($99/mo subscription, 14-day free trial) |
| Deploy | Railway (monorepo: Flask serves built React bundle) |
┌──────────────────────────────────────────────────────────────────┐
│ veloquant.net │
└──────────────────────────────────────────────────────────────────┘
│
▼
┌───────────────────────────────────┐
│ Flask app (Railway) │
│ ├─ /api/* JSON routes │
│ └─ /* React SPA bundle │
└───────────────────────────────────┘
│
┌──────────┬──────────────┼──────────────┬──────────┐
▼ ▼ ▼ ▼ ▼
┌────────┐ ┌────────┐ ┌────────────────┐ ┌────────┐ ┌────────┐
│Postgres│ │ Claude │ │ Market Data │ │SendGrid│ │ Stripe │
│ │ │ API │ │ Polygon · EDGAR│ │ │ │ │
│advisors│ │ │ │ Finnhub · FINRA│ │ │ │ │
│holdings│ │ │ │ │ │ │ │ │
│briefings│└────────┘ └────────────────┘ └────────┘ └────────┘
│alerts │
│emails │
└────────┘
│
▼
┌───────────────────────────────────┐
│ APScheduler (background jobs) │
│ ├─ 7:30am ET weekdays briefings │
│ ├─ 6:00am ET daily trial nag │
│ └─ 4:15pm ET Fridays weekly wrap│
└───────────────────────────────────┘
RIAPlatform/
├── backend/
│ ├── app.py # Flask routes (auth, holdings, billing, briefings, Q&A)
│ ├── models.py # SQLAlchemy models
│ ├── scheduler.py # Background jobs (briefings, weekly wrap, trial reminders)
│ ├── email_delivery.py # SendGrid HTML email templates
│ ├── data/
│ │ ├── polygon.py # Market data (with thread-safe caching)
│ │ ├── edgar.py # SEC filings
│ │ ├── finnhub.py # News, earnings, analyst data
│ │ ├── finra.py # Short-volume data
│ │ └── news.py # Macro / news aggregation
│ └── intelligence/
│ ├── briefing.py # Morning briefing — Claude prompt + data fusion
│ ├── portfolio_qa.py # Ask Portfolio + Deep-Dive + Weekly Wrap
│ ├── filing_analyzer.py # SEC filing impact analysis
│ └── email_generator.py # Client email drafts
│
├── frontend/
│ ├── src/
│ │ ├── App.jsx # Router + layout
│ │ ├── api.js # API client
│ │ ├── index.css # Design system
│ │ ├── components/
│ │ │ ├── BriefingRenderer.jsx # Premium briefing typography
│ │ │ ├── MarketBar.jsx # Live indices ticker
│ │ │ ├── Toast.jsx
│ │ │ └── ErrorBoundary.jsx
│ │ └── pages/
│ │ ├── Landing.jsx # Marketing page + ROI calculator + demo
│ │ ├── Dashboard.jsx # Briefing + portfolio + alerts
│ │ ├── Ask.jsx # Portfolio Q&A chat
│ │ ├── Holdings.jsx # Holdings table + analytics + deep-dive
│ │ ├── Briefing.jsx # Briefing archive (↑/↓ navigation)
│ │ ├── FilingAlerts.jsx # SEC filing inbox
│ │ ├── ClientEmails.jsx # AI-drafted emails
│ │ ├── Watchlist.jsx # Price alerts
│ │ ├── Settings.jsx # Profile · billing · security · Slack
│ │ ├── Admin.jsx # Owner-only admin console
│ │ └── Onboarding.jsx # Signup + holdings setup
│ ├── public/ # Static assets (logo, sitemap, robots)
│ └── index.html
│
├── .env.example # Required environment variables
├── Dockerfile # Railway build
└── README.md
Prerequisites: Python 3.10+, Node 18+, PostgreSQL 14+
# 1. Backend
cd backend
python -m venv venv
source venv/bin/activate # (Windows) venv\Scripts\activate
pip install -r requirements.txt
cp ../.env.example ../.env # fill in your API keys
flask --app app run
# 2. Frontend (in a separate terminal)
cd frontend
npm install
npm run dev # http://localhost:5173
# 3. Database
createdb ria_intelligence # or use the DATABASE_URL from RailwayRequired environment variables — see .env.example for the full list:
| Variable | What it's for |
|---|---|
DATABASE_URL |
Postgres connection string |
ANTHROPIC_API_KEY |
Claude API |
POLYGON_API_KEY |
Free-tier market data |
SENDGRID_API_KEY + BRIEFING_FROM_EMAIL |
Email delivery |
STRIPE_SECRET_KEY + STRIPE_WEBHOOK_SECRET + STRIPE_PRICE_ID |
Billing |
APP_URL |
Used in email links + Stripe redirects |
ADMIN_EMAIL |
Email that gets access to /admin |
FINNHUB_API_KEY |
Free-tier news/earnings/analyst data |
- No client data ever stored. Advisors enter stock tickers only — never client names, account numbers, or portfolio values.
- TLS 1.3 in transit · AES-256 at rest.
- No CRM/custodian integrations. Completely siloed from sensitive client systems.
- Per-advisor API keys with rotation. Stripe webhook signature verification. CAN-SPAM-compliant unsubscribe tokens.
- Rate-limited AI endpoints (briefings 8/hr, Q&A 30/hr, deep-dive 20/hr) to prevent quota exhaustion.
- Prompt-injection sanitization on user-supplied focus strings and Q&A questions.
Most "AI market summary" tools regurgitate generic news. VeloQuant's briefing system prompt is engineered to behave like the head of equity research at a buy-side firm:
- Every number is sourced. Not "beat estimates" — "beat by $0.14/share, or 5.2%".
- Mechanism, not conclusion. Not "this is good for banks" — "rising NII directly expands JPM's net interest margin, which represents 58% of revenue."
- Portfolio-specific. Every claim ties back to the advisor's actual positions.
- Client-call ready. Every item ends with a sentence the advisor could use on a client call.
Read the system prompt yourself: backend/intelligence/briefing.py.
- Concurrent data fetch via
ThreadPoolExecutor— briefing pulls market data, EDGAR, Finnhub news, earnings, analyst consensus, FINRA short volume, and macro indices in parallel. - Two-call grouped daily strategy for Polygon free tier — avoids the paid snapshot endpoint by computing close + day-pct from
yesterday+day-beforegrouped daily endpoints (with 12s rate-limit gap). - Thread-locked caching in
polygon.pyprevents duplicate fetches under React StrictMode double-render in dev. - Idempotent schema migrations run at app startup — safe to re-deploy.
- Source Serif Pro briefing typography for institutional-grade reading experience. Print stylesheet so advisors can export to PDF.
- Morning briefing pipeline
- SEC filing alerts
- Stripe billing + 14-day trial
- Client email drafts
- Watchlist / price alerts
- Slack notifications
- Ask Portfolio — natural-language Q&A
- Holding Deep-Dive — one-page analyst memos
- Friday Executive Wrap — auto Friday email
- Tax-Loss Harvesting candidates
- Benzinga Pro integration (named analyst upgrades/downgrades)
- Polygon paid tier (pre-market prices)
- Unusual Whales (options flow)
- Earnings-call transcript summaries
- Multi-portfolio support (one advisor, many client books)
- Client-facing PDF report generator (white-label)
- MFA + IP whitelist
Vineet Sista · Founder
"Independent advisors are brilliant — but they're losing two hours every morning to research a team of analysts could do in fifteen minutes. The information advantage shouldn't belong only to the white-shoe firms."
Not investment advice. For informational and productivity purposes only.