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Full detail: Where this data comes from
dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment methods and currencies through a single REST API. The platform covers 60+ countries across Africa, Asia, and Latin America, supporting 1,000+ local payment methods including cards, cash, bank transfers, mobile money, and eWallets, with $41 billion in payments processed in 2025.
- Payins API — Accept payments using local payment methods including cards, bank transfers, cash, mobile money, eWallets, and Pix. Supports 3D Secure, installments, recurring payments, and authorization/capture flows.
- Payouts API — Distribute funds globally with multi-currency support and local compliance. Includes balance checking, FX quote generation, and payout lifecycle management.
- Platforms API — Complete marketplace solution with automated account onboarding, KYC, bank account management, and transfer operations.
- Verification API — Identity verification and document management for compliance workflows.
All API requests use HMAC-SHA256 signature-based authentication. Requests require X-Login, X-Trans-Key, X-Date, and Authorization headers. Credentials are obtained from the dLocal Merchant Dashboard.