diff --git a/src/app/features/accounting/charges/charges-list.component.spec.ts b/src/app/features/accounting/charges/charges-list.component.spec.ts
new file mode 100644
index 000000000..006dedaf1
--- /dev/null
+++ b/src/app/features/accounting/charges/charges-list.component.spec.ts
@@ -0,0 +1,94 @@
+/*
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements.  See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership.  The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License.  You may obtain a copy of the License at
+ *
+ *   http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied.  See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+import { provideNoopAnimations } from '@angular/platform-browser/animations';
+import { ComponentFixture, TestBed } from '@angular/core/testing';
+import { Router } from '@angular/router';
+import { of, throwError } from 'rxjs';
+
+import { ChargesListComponent } from './charges-list.component';
+import { ChargesService } from '../../../api';
+import { provideIonicTesting } from '../../../testing/ionic-testing';
+import { provideTranslateTesting } from '../../../testing/i18n-testing';
+
+describe('ChargesListComponent', () => {
+  let component: ChargesListComponent;
+  let fixture: ComponentFixture<ChargesListComponent>;
+  let serviceSpy: jasmine.SpyObj<ChargesService>;
+
+  const charges = [{ id: 1, name: 'Processing fee', amount: 10 }];
+
+  beforeEach(async () => {
+    serviceSpy = jasmine.createSpyObj('ChargesService', ['getCharges']);
+    serviceSpy.getCharges.and.returnValue(
+      of(charges) as unknown as ReturnType<ChargesService['getCharges']>,
+    );
+
+    await TestBed.configureTestingModule({
+      imports: [ChargesListComponent],
+      providers: [
+        provideNoopAnimations(),
+        provideIonicTesting(),
+        ...provideTranslateTesting(),
+        { provide: ChargesService, useValue: serviceSpy },
+        { provide: Router, useValue: jasmine.createSpyObj('Router', ['navigate']) },
+      ],
+    }).compileComponents();
+
+    fixture = TestBed.createComponent(ChargesListComponent);
+    component = fixture.componentInstance;
+    fixture.detectChanges();
+  });
+
+  it('loads charges on init', () => {
+    expect(serviceSpy.getCharges).toHaveBeenCalledTimes(1);
+    expect(component.charges()).toEqual(charges);
+    expect(component.hasError()).toBeFalse();
+  });
+
+  it('shows a load error instead of an empty table', () => {
+    serviceSpy.getCharges.and.returnValue(
+      throwError(() => new Error('boom')) as unknown as ReturnType<ChargesService['getCharges']>,
+    );
+
+    component.onRetry();
+    fixture.detectChanges();
+
+    expect(component.hasError()).toBeTrue();
+    expect(component.charges()).toEqual([]);
+    expect(fixture.nativeElement.querySelector('[data-testid="data-table-error"]')).not.toBeNull();
+  });
+
+  it('clears the error after a successful retry', () => {
+    serviceSpy.getCharges.and.returnValue(
+      throwError(() => new Error('boom')) as unknown as ReturnType<ChargesService['getCharges']>,
+    );
+    component.onRetry();
+    expect(component.hasError()).toBeTrue();
+
+    serviceSpy.getCharges.and.returnValue(
+      of(charges) as unknown as ReturnType<ChargesService['getCharges']>,
+    );
+
+    component.onRetry();
+
+    expect(component.hasError()).toBeFalse();
+    expect(component.charges()).toEqual(charges);
+  });
+});
diff --git a/src/app/features/accounting/charges/charges-list.component.ts b/src/app/features/accounting/charges/charges-list.component.ts
index 31cd1149b..bf331d0a5 100644
--- a/src/app/features/accounting/charges/charges-list.component.ts
+++ b/src/app/features/accounting/charges/charges-list.component.ts
@@ -53,9 +53,11 @@ import { IonButton, IonIcon } from '@ionic/angular/standalone';
       [columns]="columns"
       [data]="charges()"
       [totalRecords]="charges().length"
+      [hasError]="hasError()"
       [showSearch]="true"
       [localLogic]="true"
       (create)="onCreateCharge()"
+      (retry)="onRetry()"
     >
       <ng-template appCellTemplate="amount" let-charge>
         @if (
@@ -103,6 +105,7 @@ export class ChargesListComponent implements OnInit {
   ];
 
   readonly charges = signal<ChargeData[]>([]);
+  readonly hasError = signal(false);
 
   ngOnInit(): void {
     this.loadCharges();
@@ -111,12 +114,20 @@ export class ChargesListComponent implements OnInit {
   private loadCharges(): void {
     this.chargesService.getCharges().subscribe({
       next: (data) => {
+        this.hasError.set(false);
         this.charges.set(data || []);
       },
-      error: (err) => console.error('Failed to load charges', err),
+      error: () => {
+        this.hasError.set(true);
+        this.charges.set([]);
+      },
     });
   }
 
+  onRetry(): void {
+    this.loadCharges();
+  }
+
   onCreateCharge(): void {
     this.router.navigate(['/accounting/charges/create']);
   }