Implement automated refund processing with policy engine

[Smartdevs17]

Context

Refunds need automation with policy engine.

Current Limitation

Refunds are manual.

Expected Outcome

• Automated refund processing
• Policy engine for refund rules
• Refund tracking
• Refund analytics

Acceptance Criteria

• Automated refund processing
• Policy engine for refund rules
• Refund status tracking
• Refund analytics
• Refund notifications
• Refund API
• Refund documentation